
Jo qualified in 1995 and has specialised in personal taxation ever since, particularly with an international element. She advises individuals who are moving to or from the UK. Jo also advises on offshore trusts, offshore pensions (including QROPS and QNUPS) and other international structures (such as EBTs and EFRBS). Jo also advises on UK personal tax, estate planning and charities.
Jo writes frequently and has had articles published in The Times & The Financial Times as well as many trade journals. She is currently co-writing a book on Shari'a succession laws, to be published by Euromoney. She also lectures extensively both in the UK and overseas.
Jo is a member of The Law Society, The Society of Trusts & Estate Practitioners, The Association of Contentious Trust & Probate Specialists and The Society of Authors. She has a degree in European Law (University of Warwick), a Diploma of French law (University of Lille) and a Masters degree in trusts law (University of Greenwich).

Caroline qualified as a solicitor in 2000. She specialises in all aspects of estate planning work, particularly the preparation of Wills and Lasting Powers of Attorney.
She also advises on onshore and offshore trust and taxation matters and charity law. Having lived in Zurich, Caroline speaks German.
She has co-written various articles on private client issues and has done numerous presentations on will planning.
Caroline is currently studying for the Society of Trust and Estate Practitioners Diploma for England & Wales (Trusts & Estates).

Nicola qualified in 1993, working for a provincial practice before moving to London niche firm Stones Porter (who subsequently merged with Edge Ellison and Hammonds). In 2000 she joined Howell-Jones, Solicitors in Leatherhead, Surrey as a Partner in charge of the Private Client department where she built the department over six years before moving to Mundays, Cobham in 2007 as Partner and Head of their Private Wealth Department.
Nicola specializes in UK Inheritance Tax with a particular interest in succession planning for family businesses. Her areas of expertise include advising generally with regard to lifetime and death tax planning (including Capital Gains Tax), the preparation of Wills, the preparation and running of trusts, General and Lasting Powers of Attorney and the obtaining of Grants of Probate and administration of estates.
Nicola is a member of The Society of Trusts and Estate Practitioners and Solicitors for the Elderly.

Ruth is an accomplished private client partner who led the Private Client Department of a leading London firm and a five office regional firm. Her extensive experience at a very senior level includes advising clients in relation to estate planning, probate, and preparation of all types of Wills, preparation of trusts and their general administration as well as dealing with personal injury trusts for the preservation of benefits, Court of Protection and Lasting powers of attorney.
Ruth is regularly published author in the legal press. Ruth is a member of The Society of Trusts and Estate Practitioners.

Rhys qualified as a solicitor in 1994. He is a pensions lawyer specialising in international and tax related pension issues, including QROPSs, QNUPSs and international pension plans. He regularly writes articles and gives presentations on international pension issues. He is member of the committee of the International Employee Benefits Association and holds the Diploma in International Employee Benefits, for which he was awarded the Part 1 prize.
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